Insurance

Insurance typically only covers mental health services provided by a licensed clinician, so be sure to tell us if you plan to submit claims to insurance, and we will match you with one of our licensed clinicians.

As an example, let’s assume your insurance has the following out-of-network benefits:

Deductible: $3000

Coinsurance: 50%

Out of Pocket Maximum: $6000

Because of that deductible, your insurance would not reimburse you for any costs until you have paid $3,000 in addition to your monthly premiums. Assuming therapy was your only out of network costs, you would pay the first 16 sessions ($195/session) at full price with no reimbursement from insurance.

After reaching that amount, your insurance would begin to reimburse you at a rate of 50%. Thus, insurance would reimburse you $97.50 for each following session. After paying $6,000, insurance would begin reimbursing you for the total amount. It would take another 31 appointments paying $97.50 per appointment, to reach the total amount paid of $6,000. Thus, your 48th appointment would be reimbursed in full by insurance.

There can be additional factors that play into benefits, such as allowed amounts and authorizations, so please talk to your insurance representative to understand your plan-specific benefits.